Have you been previously or recently diagnosed with kidney cancer? Are you trying to find kidney cancer life insurance with premiums that aren't too high? iLL's simple comparison service and network of approved impaired insurance specialists can help you easily find a kidney cancer life insurance policy at a great price, protecting the ones you love and financially securing your future.
Kidney cancer, otherwise referred to as renal cancer, is a common type of cancer affecting the kidneys. Adults aged between 60 and 70 are most affected by the condition. Kidney cancer can be treated if it is caught early, but in some cases it may spread and cause further health complications or even fatality.
Common symptoms of kidney cancer include blood in the urine, a continuous pain beneath the ribs, and a lump or swelling in the side of the body. Kidney cancer is usually determined through a urine test. Those with a high BMI, who smoke, who drink excessively, have high blood pressure and who have been on long-term dialysis are at a greater risk of developing kidney cancer. It can also be passed down through genetics.
Treatments for kidney cancer depend on its severity, and include surgery, cryotherapy or radiofrequency ablation (freezing or heating cancerous cells), medications and radiotherapy. The prognosis for those with kidney cancer depends on how large the tumour is and whether it has spread to other parts of the body. It can be difficult to treat and successfully cure if the cancer has spread. 5 in 10 people live for at least ten years following kidney cancer diagnosis.
If you have kidney cancer, the last thing you need is the worry and hassle of whether you are able to obtain life insurance cover. As kidney cancer is a cancerous condition, and is in severe cases incurable, some insurers may be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for kidney cancer life insurance, and need to manage their level of risk. If your life expectancy is shortened because your kidney cancer has spread to other parts of the body, and you have suffered from other health complications, it can be more challenging to find an insurer offering a policy with affordable premiums. This is where iLL's service can help. Using our comparison tool, you can find the right insurer for your personal circumstances.
If you have been diagnosed with kidney cancer, you should expect to pay higher premiums because it is a severe type of cancer that is in some cases incurable. The cost of your premiums will depend on the severity of your cancer and whether it is successfully treatable. If you have previously had kidney cancer but have been successfully treated for the condition, you may be accepted for cover with lower premiums, and may not need to consult a specialist insurer. Your premiums will always be based on the level of risk you pose to an insurer and the severity of your condition. Prices from insurers will vary depending on who you speak to, which is why iLL is the perfect place to find the best impaired kidney cancer life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. For instance, if your cancer has spread and there is a great likelihood of you making a claim to an insurance company in future, a loading fee may be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and find the best policy and costs for you. Getting your quote is simple and straightforward.
Get your Kidney cancer life insurance quote
iLL works with many of the UK's leading kidney cancer life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one kidney cancer life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Kidney cancer life insurance quote
A critical illness policy pays out a lump sum to you directly when you are diagnosed with a critical illness (such as cancer). If however you have already been diagnosed with a form of cancer, or have kidney cancer in your family medical history, you might be offered cover but with higher premiums and exclusions on your policy regarding types of cancer. An insurer will look at your individual circumstances before offering you cover. Generally speaking, the longer you have had the all-clear and the longer you have been without experiencing symptoms or needing treatment, the better your chances are of being accepted. An insurer will want to know more details regarding your kidney function and general health.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer. iLL makes searching for life insurance quick and simple.
If you have an impairment such as kidney cancer, it can be difficult to know where to find the best deal for life insurance cover. iLL makes finding life insurance cover easy and straightforward – just fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for kidney cancer life insurance.